Home Budget Analysis

Managing your monthly budget can be difficult and frustrating. One of the most important aspects of controlling your budget is to determine where your money is going. This calculator helps you do just that. By entering your income and monthly expenditures, you can see how much you have left to save and where your money is being spent. In addition, you can click the "View Report" to see your entries results in detail, which can help identify areas for improvement.

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For more information about these these financial calculators please visit: Financial Calculators from KJE Computer Solutions, LLC

Financial Calculators from
Dinkytown.net

Your monthly net income
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Gross amount paid:

Federal tax withholding:

State tax withholding:

Local tax withholding:

Other taxes and withholdings:

FICA:

Medicare:

Insurance and benefits:

Company retirement savings:

Other income:

Spouse's monthly net income
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Mortgage and debt
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Utilities
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Food and general expenses
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Insurance
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Home maintenance, medical, childcare, etc.
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Please view the report to see detailed results in tabular form.

Monthly expenses of KJE1 leave you with KJE2 available for savings.
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Please view the report to see detailed results in tabular form.

Monthly net income is KJE1 after taking KJE2 in deductions.
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Definitions

Gross amount paid: Your total gross income from your paycheck.
Other income: Any other income that you receive including bonuses, alimony, child support or income from a business.
Federal tax withholding: Total amount withheld for federal taxes. Enter this amount from your pay stub.
State tax withholding: Total amount withheld for state taxes. Enter this amount from your pay stub.
Local tax withholding: Total amount withheld for local taxes. Enter this amount from your pay stub.
Other taxes and withholding: Total amount withheld for any other taxes or miscellaneous item. Enter this amount from your pay stub.
FICA: Total withheld for FICA (Federal Insurance Contributions Act) is based on the gross income on your paycheck.
Medicare: Total withheld for Medicare based on the gross income on your paycheck.
Insurance and benefits: Total amount withheld for insurance and benefits by your employer. Enter this amount from your pay stub.
Company retirement savings plan: Total amount withheld from your paycheck that is deposited into a company retirement savings plan such as a 401(k) or 403(b).

FM International Services (NY), Ltd.
One Huntington Quadrangle Suite 4S01
Melville, NY

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.