75 Front Street, Hamilton HM 12 - Phone: +1 441 2963600 - Fax: +1 441 2956209 - E-mail: info@fmgroup.bm - Mailing Address: P.O. Box HM 836, Hamilton HM CX, Bermuda

We are currently in the process of a rebalance and replacing funds within the pension plans, therefore transactions could take longer to process than normal.

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